Assistance for Homeowners Impacted by Natural Disasters

Next Step and our partners are dedicated to helping those manufactured home owners and families who need assistance in the wake of damaging storms, hurricanes, floods, tornadoes, wildfires and other natural disasters.

The resources below can help you in many ways – from getting home repairs or home replacement funding, to mortgage relief and down payment assistance.

AVAILABLE RESOURCES — APPLY ONLINE:

Federal Housing Finance Agency (FHFA)
Mortgage relief options for homeowners affected by Hurricanes Harvey or Irma.
Visit their website at https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Pages/Disaster-Assistance.aspx
Information is available in English, Spanish and Vietnamese.

FEMA
To apply for an Individual Assistance grant from FEMA, visit https://www.fema. gov/apply-assistance or call (800) 621-3362 / TTY (800) 462-7585. You can also apply online at https://www.disasterassistance.gov/.

State of California
In the wake of the devastating wildfire that have displaced many from their homes, Gov. Edmund Brown issued an executive order to cut red tape and help streamline recovery efforts in communities. In part, the executive order includes provisions that suspend planning and zoning requirements and state fees for manufactured homes and mobile home parks to help displaced residents with housing needs.

Read the entire executive order at https://www.gov.ca.gov/news.php?id=20035.

State of Texas
To apply for assistance in the state of Texas, visit the Texas Hurricane Center at https://gov.texas.gov/hurricane.

State of Florida
To apply for assistance in the state of Florida, visit the Florida Division of Emergency Management at http://www.floridadisaster.org/Recovery/PublicAssistance/Index.htm.

U.S. Small Business Administration
To apply for a disaster loan for home damage, complete and submit the Disaster Home Loan Application at http://bcloftexas.org/system/documents/files/000/000/062/original/SBA_Disaster_Loan_-_HOME.pdf?1503945503.

LENDER PROGRAMS:

21st Century Mortgage
• The Hurricane Harvey Recovery Program – only $500 down payment.
• Visit 21stmortgage.com to learn more.

Credit Human Federal Credit Union
• Offering zero-down- payment and a $500 gift card at closing for impacted home- buyers.
• Learn more online at credithuman.com/Hurricane-Assistance.

The Manufactured Housing Institute of South Carolina has also published tips for preparing manufactured home owners for damaging storms. Learn more on their website at http://mhisc.com/resources/Documents/stormpreparedness.pdf.

Do you know of additional programs to help those manufactured home owners impacted by hurricanes,
tornadoes, floods or other natural disasters? Fill out our contact form and let us know.