A prefab home makes life a little simpler.

A home is a home, and we give you the tools you need to successfully purchase, finance and own a factory-built home.

It's your home. We just help you get there.

Where to Buy
Buying a home is a big decision, and the retailers in our network will work with you to choose the right home that works best for you.
Where to Finance
The lenders in our network can help provide the financing options for your home that make the most sense for you.
Where to Get Help
Whether you need assistance with a down payment, help with your credit score, or budgeting resources, the housing counselors in our network can help!

Homeownership is possible with Next Step.

If you need help improving your credit score, or have been denied a loan, the SmartMH program can help you successfully finance, purchase and own your home. Work with experienced advisors – in a convenient and secure way – to put you on the path to successful homeownership.

Get Started

“This is a forever home.”

— Robert & Chasity

Meet the people empowered by affordable homeownership.

Resource Center

Let Next Step’s network of trained professionals help get you the tools that you need to successfully own your home – from pre-purchase counseling and credit building, to downpayment assistance. View More SmartMH Program Find a Partner

Making an Impact is part of taking the next step.

3,129 new ENERGY STAR® factory-built homes supported through Next Step programs.
1,575 affordable homes preserved in communities by Next Step members.
471 members in Next Step’s Network – dedicated to affordable homeownership solutions.
More than $938,000 in energy cost savings for homeowners and families.