For Homebuyers
- For Homebuyers
- Where Do I Start?
- Can I Afford a Home?
For Homebuyers
Where Do I Start?
Congratulations on embarking on the exciting journey of buying a home! We understand that it can feel overwhelming, but with the right preparation and research, you can confidently make the best decision for you and your finances.
We encourage you to seek advice from a trusted advisor who knows your unique situation. In addition, we have resources available for you to download that will guide you in making informed choices and steer clear of any potential pitfalls.
We are thrilled to be a part of your exciting journey towards homeownership! Click one of the buttons below to get started.
Can I Afford a Home?
Embarking on the exciting journey of homeownership requires careful budget planning. The good news is that with some thoughtful consideration, you can find a home that perfectly fits within your budget range. While it may be tempting to go for a monthly payment plan that seems reasonable, it’s important to keep in mind that loan terms and interest rates can vary greatly.
Experts agree that spending no more than 30% of your income on housing is the sweet spot for financial success. So, if you earn $2,800/month, your ideal housing cost would be around $840. Regional variations may come into play, and it’s important to factor in these details when planning your home purchase.
With careful planning and consideration, you can confidently find a home that fits your budget and meets your needs and preferences. Use our free tools below to help you get started.