DPA Resources for Homebuyers
- Down Payment Seeker™
- Additional Homebuyer Tools & Resources
- Hear From our Homebuyers
- Subscribe to our Homebuyer Newsletter
DPA Resources for Homebuyers
A down payment is often the biggest obstacle to buying a home. Down payment assistance (DPA) programs help cover that cost — through grants, forgivable loans, or low-cost second mortgages administered by state housing agencies, local governments, and nonprofits.
Most DPA programs have no first-time homebuyer requirement. Eligibility is based on where you’re buying, your income, and your loan type. The programs available to you depend on your specific location — which is exactly what the tools below are designed to help you find.
Down Payment Seeker™
Additional Homebuyer Tools & Resources
For many families, a factory-built home is the most affordable path to ownership — but the process can feel opaque. Next Step is a national nonprofit that builds the tools, education, and financing connections that make manufactured housing work for real people.
What you’ll find here:
- Affordability and cost-of-ownership tools
- Down Payment Seeker™ tool
- Financing options and loan basics
- Step-by-step buying process guidance
TotalHome+ Calculator
See the true cost of owning a factory-built home, beyond the sticker.
Hear From our Homebuyers
Hector & Alexandria Cardenas
It’s big. It’s spacious. I could tell that it was made at a very high caliber.
The Woody Family
This is a forever home. This is it. This is the best that we would want. We got it made!