Cascade Financial Services Joins Next Step Network


Contact: Grant Beck, Marketing and Communications Manager
Phone: (202) 851-7550

Cascade Financial Services Joins Next Step Network 
Factory-Built Housing Lender to Participate in the SmartMH Program 

LOUISVILLE, KY – August 16, 2018 – Today, Next Step Network is pleased to announce that Cascade Financial Services, a national lender specializing manufactured and modular home loans for consumers, has joined Next Step Network’s membership as a participating lender in Freddie Mac and Next Step’s SmartMH Program.  

We are excited to have Cascade join Next Step’s membership and participate in the SmartMH Program,” said Stacey Epperson, president and founder of Next Step. “Cascade’s expertise in lending for manufactured and modular homes will expand the opportunity to more individuals and families looking to successfully purchase and own a factory-built home through a proven program of counseling and assistance.”  

Cascade Financial Services offers chattel and conventional financing terms for manufactured and modular home loans, including FHA, VA and USDA loan products. Earning an A+ rating with the Better Business Bureau, Cascade has been answering the needs of manufactured home buyers since 1999, using their unique knowledge and expertise to secure consumers the best loan package for their home purchase.  

“Cascade Financial Services is dedicated to serving the American Dream through affordable homeownership,” said Cody Pearce, president of Cascade Financial Services. “Working with the Next Step team will help even more deserving consumers gain homeownership with more knowledge and understanding of homeownership than ever before.” 

Next Step members are a part of a national network of individuals, business and organizations that believe that manufactured housing is a viable, affordable, environmentally responsible solution to help solve America’s affordable housing crisis. Our members benefit from Next Step’s work to transform the manufactured housing industry. Network members are dedicated to: delivering education, removing barriers to housing, changing the image of manufactured housing, and advancing policy changes around manufactured housing finance and the GSE’s Duty to Serve benefiting home buyers and communities.  

Next Step’s SmartMH program connects educated homebuyers with financial institutions and manufactured home retailers to increase access to affordable, energy efficient manufactured homes with fair financing. Freddie Mac has partnered with Next Step to expand the program, while improving access to credit for prepared, manufactured homebuyers.  


About Next Step® Network, Inc. 
Next Step® Network, Inc. is a national, nonprofit housing intermediary that works to promote expanded use of factory-built housing as a viable solution to address housing affordability. Our organization mobilizes a national network of mission-driven nonprofits, leaders in the manufactured housing industry and lending institutions serving home buyers and homeowners in their communities. Next Step’s system – Manufactured Housing Done Right® – connects responsible financing, comprehensive homebuyer education and delivery of high-quality, ENERGY STAR® manufactured homes at scale, creating a model that brings more value to the homeowners and communities. Learn more at 

 About Cascade Financial Services
Cascade is a leader in financing for manufactured and modular homes with high customer satisfaction ratings and an A+ rating with the Better Business Bureau. Cascade is proud to offer a number of modular and manufactured homes financing options including FHA, VA, and USDA home loans. Cascade was named Regional Lender of the Year in 2015 and 2016 by the Manufactured Housing Institute.