The Next Step Navigator is a free service provided to buyers interested in purchasing a home in one of our active projects. It connects aspiring homeowners with a personal guide throughout the home-buying journey. The Navigator is here to help you understand the purchase process, identify available resources such as down payment assistance, and provide ongoing support to help you close with confidence.

Schedule a free consultation with a Navigator, who can provide next steps and recommendations based on your position in the purchase process.

Your Navigator will inform you of down payment assistance available to you and help you find and compare mortgage lenders.

Complete a homebuyer education course, which is often required for down payment assistance, and meet with a HUD-certified housing counselor to learn about budgeting and making an offer.

Confidently close on your new home, knowing you secured great financing, can afford the long-term care of your home, and that you’ve made a smart purchase for your future.


Next Step’s Resource Library features information and tools designed to help you along your path to homeownership. Some of the tools available include:

The Next Step Navigator service is provided at no cost to hopeful homebuyers interested in purchasing a Next Step Home in one of our active projects.


Kelly implements our comprehensive factory-built housing homebuyer education and counseling training program. Kelly has 20 years of experience in affordable housing. She began her career as an AmeriCorps Member serving as a housing counselor. Throughout her career, Kelly has continued to make affordable housing her mission as a housing counselor and mortgage loan originator. She’s spent eight years as a Homeownership Center Director at Frontier Housing, where she oversaw the counseling and lending departments. Kelly holds a BA from Morehead State University, a professional certificate in Homeownership and Community Lending, and is a licensed MLO.

Headshot for Next Step Network's VP of Homeownership