Land Home Financial Services, Inc. Joins Next Step Network

California-based mortgage servicer to participate in the SmartMH program


Contact: Grant Beck, Marketing and Communications Manager
Phone: (202) 851-7550

LOUISVILLE, KY – March 26, 2019 – Today, Next Step Network is pleased to announce that Land Home Financial Services, Inc., a leading direct lender for manufactured home loans for more than three decades, has joined Next Step’s efforts to promote the use of affordable, energy-efficient factory-built homes to increase homeownership opportunity.

“Land Home Financial Services’ expertise as a manufactured home lender is a welcome addition to our growing network,” said Stacey Epperson, president and founder of Next Step Network. “Their participation in the SmartMH program will allow us to greatly expand the number of prospective home buyers that can successfully finance and purchase their home.”

Since 1988, Land Home has been serving communities nationwide for all their mortgage needs and sought to create parity between manufactured lending with that of traditional site-built lending. Land Home serves home buyers with 75 available branches, and currently services more than $5 billion in residential loans. Their staff and loan officers are actively involved in improving the communities where they live and work.

Next Step members are a part of a national network of individuals, business and organizations that believe that manufactured housing is a viable, affordable, environmentally responsible solution to help solve America’s affordable housing crisis. Our members benefit from Next Step’s work to transform the manufactured housing industry. Network members are dedicated to: delivering education, removing barriers to housing, changing the image of manufactured housing, and advancing policy changes around manufactured housing finance and Duty to Serve that better benefit home buyers and communities.

Next Step’s SmartMH program connects educated homebuyers with financial institutions and manufactured home retailers to increase access to affordable, ENERGY STAR® manufactured homes with fair financing. Freddie Mac has partnered with Next Step to expand the program, while improving access to credit for prepared, manufactured homebuyers.


About Next Step® Network, Inc.
Next Step® Network, Inc. is a national, nonprofit housing intermediary that works to promote expanded use of factory-built housing as a viable solution to address housing affordability. Our organization mobilizes a national network of mission-driven nonprofits, leaders in the manufactured housing industry and lending institutions serving home buyers and homeowners in their communities. Next Step’s system – Manufactured Housing Done Right® – connects responsible financing, comprehensive homebuyer education and delivery of high-quality, ENERGY STAR® manufactured homes at scale, creating a model that brings more value to the homeowners and communities. Learn more at

About Land Home Financial Services, Inc.
Land Home Financial Services, Inc. (Land Home) is a privately owned, nationwide, community-focused mortgage lender providing quality mortgage services since 1988. With over three decades of manufactured home lending experience, Land Home is one of the nation’s preeminent leaders in manufactured and modular home finance. Named after the very land/home deals it specializes in; Land Home offers an array of conventional and government-backed loan options supported by a one-of-kind dedicated team of manufactured and modular home finance experts. Headquartered in Concord, CA, Land Home is a current Scotsman Guide and Mortgage Executive Magazine Top Mortgage Lender, has held an A+ rating from Better Business Bureau (BBB) since 2010, and was named one of Inc. Magazines Top 5000 fastest growing companies in 2016. For more information visit, call 855-995-5056 or follow @LHF_Loans.