Support your clients with financing knowledge tailored to factory-built housing.
Navigating the financing process for factory-built homes can be challenging — but housing professionals don’t have to do it alone. This quick-reference guide provides a high-level overview of financing options, challenges, and solutions tailored to factory-built housing. It’s designed to help housing counselors, real estate agents, and other housing advisors support clients on the path to affordable homeownership.
Whether you’re working with first-time buyers, manufactured home community residents, or prospective factory-built home purchasers, this guide breaks down the basics you need to know to confidently guide your clients through the lending process.
What’s Inside:
Overview of manufactured, modular, and CrossMod® home types
Key differences between personal property and real property financing
Tips to help clients prepare for loan applications
Overview of leading loan products and programs
Insights into appraisals, insurance, and titling challenges
Resources for additional training and support
