This comprehensive guide walks first-time homebuyers through everything they need to know about down payment assistance (DPA): what it is, how it works, and how to apply. It explains the four main types of DPA programs (grants, forgivable loans, deferred-payment loans, and matched savings), eligibility requirements, and how these programs can make homeownership – especially factory-built housing – more attainable.
Readers will find step-by-step application instructions, real-life success stories, and practical tools like checklists, worksheets, and resource links. Whether you’re just starting to explore homeownership or actively searching for a home, this eBook will help you understand your options, prepare for the process, and take confident steps toward owning an affordable, quality home.
