Start Your Homebuying Process Now

Call 1-844-MHTODAY

Start your home buying process – just jump in – learn as you go. You may have already asked family or friends that have purchased or own a manufactured home about their experience, but there is more to the story. Next Step’s SmartMH program pairs you with experienced advisors – in a convenient and secure way – to put you on the path to successful homeownership. Start today! Follow the quick and easy steps below.


  • CALL 1-844-MHTODAY

    The lessons you learn throughout your SmartMH homebuying experience will help you strengthen your credit, buy smart and save you money. Provide a SmartMH code if you have one, or you can use NEXTSTEP.


    Work with your homebuyer coach to create your personalized action plan for homeownership success. Learn what programs are available for homebuyer education, down payment assistance and financing options.


    After working with your homebuyer coach, talk to a lender about getting pre-approved for a loan and then visit a manufactured home retailer to shop for the right home for you and your family.


    Enjoy the benefits of owning your own modern and energy-efficient home, saving money on monthly utility costs and building more equity in your home.

Where to Get Help

Buying your own home is a huge decision. You might be asking yourself: “Can I afford it?” “How will I be able to finance a home?” “What if I don’t qualify for a loan.” “Do I have enough saved for a down payment?” The SmartMH program will answer those questions – and more! Dedicated, nonprofit counseling professionals will work with you and your family to make a personalized action plan for buying your own home. Call 1-844-MHTODAY to be paired with a counselor who will work with you one-on-one.


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Where to Finance Your Home

A big challenge is finding the right lender who understands manufactured housing – and your immediate and long-term needs. SmartMH lenders are dedicated to helping you successfully finance your home, and may be the perfect match for you and your family’s needs.

Find a SmartMH Lender near you!

Where to Buy Your Home

Finding the right place to buy your manufactured housing retailer can be a challenge. Many homebuyers will visit several retail outlets before finding the right home for their family. SmartMH retailers want to help you into a smart, affordable and energy-efficient home – a home that makes the most sense for you and your family.

Find a SmartMH Retailer near you!

Need More Information?

Have additional questions about the SmartMH program? Want more information? Next Step’s professional and knowledgeable staff is available to help you get started and answer your questions!

Fill out the inquiry form below for to have a knowledgeable staff member contact you: