Start Your Homebuying Journey

Buying a home is one of the most important decisions you will ever make, and it is important to be prepared and to educate yourself prior to making your home purchase.

Have you been denied a home loan? Need help improving your credit score? The SmartMH program can help you successfully finance, purchase and own your home. Work with experienced advisors – in a convenient and secure way – to put you on the path to successful homeownership. Start today! Follow the quick and easy steps below:



  • CALL 1-844-MHTODAY

    The lessons you learn throughout your SmartMH home buying experience will help you strengthen your credit, buy smart and save you money. Provide a SmartMH code if you have one, or you can use USNNS2019. Representatives are available Monday through Saturday 9:00 AM – 9:00 PM.



  • MAKE YOUR ACTION PLAN

    Work with your homebuyer coach to create your personalized action plan for homeownership success. Learn what programs are available for homebuyer education, down payment assistance and financing options.



  • SHOP FOR A HOME

    After working with your homebuyer coach, talk to a lender about getting pre-approved for a loan and then visit a manufactured home retailer to shop for the right home for you and your family.



  • OWN YOUR HOME

    Enjoy the benefits of owning your own modern and energy-efficient home, saving money on monthly utility costs and building more equity in your home.

1-844-MHTODAY

Where to Get Help

Purchasing a home is stressful. You might be asking yourself: “Can I afford it?” “How will I be able to finance a home?” “What if I don’t qualify for a loan.” “Do I have enough saved for a down payment?” The SmartMH program will answer those questions – and more! Dedicated, nonprofit counseling professionals will work with you and your family to make a personalized action plan for buying your own home.

Call 1-844-MHTODAY to be paired with a counselor who will work with you one-on-one.

1-844-MHTODAY

Have Someone Contact Me

Where to Finance Your Home

A big challenge is finding the right lender who understands manufactured housing – and your,immediate and long-term needs. SmartMH lenders are dedicated to helping you successfully,finance your home, and may be the perfect match for you and your family’s needs.

Find a SmartMH Lender Near You

Where to Buy Your Home

Finding the right place to buy your manufactured housing retailer can be a challenge. Many homebuyers will visit several retail outlets before finding the right home for their family. SmartMH retailers want to help you into a smart, affordable and energy-efficient home – a home that makes the most sense for you and your family.

Find a SmartMH Retailer Near You

Need More Information

Have additional questions Next Step’s professional and knowledgeable staff is available to help you get started and answer your questions!

Fill out the inquiry form below for to have a staff member contact you: