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Partners & Funders
Delivering Sustainable Homeownership at Scale
through a National Nonprofit Network.
Our mission is putting sustainable homeownership within reach
of everyone, while transforming the manufactured housing industry
one home at a time.
We are building a network of nonprofit homebuilders to replace
the last 2 million inefficient pre-HUD Code mobile homes in the US
with energy-efficient homes, and to find homeowners responsible
financing on fair terms.
We are working to reverse this by replacing the last 2 million
inefficient pre-HUD code mobile homes in the US with
energy-efficient homes by 2030, and by finding homeowners
responsible financing on fair terms. This impacts the nation’s most
vulnerable citizens in some of our most impoverished regions.
Our solution is green, high-quality homes that have been
carefully designed to increase affordability and homeownership
success. In partnership with the nation's largest factory
homebuilders, we are creating a national network of high-performing
nonprofits committed to delivering the Next Step mission.
We are a social enterprise committed to Affordable Housing Done
Right: a modern vision that prepares families to own homes and
supports them with education, fair loans and a proven network of
Manufactured Housing - An Affordable Housing Solution
Manufactured housing is home to over 22 million Americans. It is the
affordable housing solution of choice for millions of the nation’s
most vulnerable citizens and a critical affordable housing resource
in some of the nation’s most impoverished regions.
Yet despite its importance as an affordable housing resource,
manufactured housing has not historically been recognized for its
potential to offer a pathway to financial security and wealth
creation through homeownership.
The “Green” Challenge
Nearly two million mobile homes built prior to 1976 – the year the
federal building code for manufactured homes (the HUD Code) went
into effect – still exist nationwide.
Our Theory of Change
Through proven experience and collaboration, we believe that when
a home is done right every single time – on the right foundation,
providing comprehensive homebuyer support and with the right
financing – we can create an opportunity for systemic change. Our
Theory of Change builds out from this key assumption and posits the
First, a manufactured home designed to balance quality with
affordability, built to meet or exceed ENERGY STAR standards and
placed on an engineer-designed FHA Title II Permanent Foundation is
central to the appreciation of factory built housing values. We will
ensure that Next Step Homes are:
- Carefully designed to increase energy efficiency and
- Placed on a permanent foundation to guarantee the homebuyer
qualifies for the best fixed-rate home financing available; and,
- Value engineered to ensure affordability while upholding
high quality standards.
Second, access to fair, fixed-rate home financing is essential to
healthy housing markets and the capacity to build wealth through
homeownership. Comprehensive homebuyer education and support for the
homeowner over the life of the loan reinforces access to sustainable
financing. We will ensure that homeowners served by our Network
Members receive reasonably-priced, fixed-rate financing by designing
our homes to meet all lender requirements, allowing for a better
initial mortgage and increasing the potential for successful resale
of the home.
Third, replacing pre-HUD Code mobile homes with ENERGY STAR
certified homes can significantly drive down the cost of home
ownership and reduce energy use. Securing access to fair financing
motivates homeowners to make rational long-term investments in their
homes, including replacing them with new, energy efficient homes. By
securing access to responsible financing, we will deliver
replacement manufactured homes that meet or exceed ENERGY STAR
standards to low- to moderate-income homeowners, while also
leveraging and aligning energy-related public and private resources
with traditional housing resources.
further information contact:
President & Founder of Next Step
606.776.0953 (m), 502.694.1972
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