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About Next Step

Our mission is putting sustainable homeownership within reach of everyone, while transforming the manufactured housing industry one home at a time.

Next Step is the first and only national strategy and scalable approach to bring factory built homes to nonprofits nationwide. We aggregate demand for the factory built housing industry by organizing, brokering and training nonprofits on the Next Step System for doing business. Our strategy is a direct reaction to the needs of our Network and consists of three primary components:

  1. Building and training a national network of nonprofits to increase nationwide access to affordable factory built housing;
  2. Ensuring that high quality, ENERGY STAR factory built homes are available at wholesale pricing to our Members; and,
  3. Advancing the use of factory built housing as an asset-building strategy for low- to moderate-income Americans.

Our Theory of Change

Through proven experience and collaboration, we believe that when a home is done right every single time on the right foundation, providing comprehensive homebuyer support and with the right financing we can create an opportunity for systemic change. Our Theory of Change builds out from this key assumption and posits the following:

First, a manufactured home designed to balance quality with affordability, built to meet or exceed ENERGY STAR standards and placed on an engineer-designed FHA Title II Permanent Foundation is central to the appreciation of factory built housing values. We will ensure that Next Step Homes are:

  1. Carefully designed to increase energy efficiency and maximize savings;
  2. Placed on a permanent foundation to guarantee the homebuyer qualifies for the best fixed-rate home financing available; and,
  3. Value engineered to ensure affordability while upholding high quality standards.

Second, access to fair, fixed-rate home financing is essential to healthy housing markets and the capacity to build wealth through homeownership. Comprehensive homebuyer education and support for the homeowner over the life of the loan reinforces access to sustainable financing. We will ensure that homeowners served by our Network Members receive reasonably-priced, fixed-rate financing by designing our homes to meet all lender requirements, allowing for a better initial mortgage and increasing the potential for successful resale of the home.

Third, replacing pre-HUD Code mobile homes with ENERGY STAR certified homes can significantly drive down the cost of home ownership and reduce energy use. Securing access to fair financing motivates homeowners to make rational long-term investments in their homes, including replacing them with new, energy efficient homes. By securing access to responsible financing, we will deliver replacement manufactured homes that meet or exceed ENERGY STAR standards to low- to moderate-income homeowners, while also leveraging and aligning energy-related public and private resources with traditional housing resources.

How Do We Do It?
 

  • Next Step gives housing nonprofit organizations tools to assist them in helping local homebuyers secure fixed-rate mortgages using the Next Step System as a roadmap to successful homeownership.
  • The comprehensive Next Step System ensures both homebuyers and Next Step Homes qualify for safe mortgage financing to sustain homeownership now and for future buyers.
  • Next Step supports current and future homebuyers while helping housing providers create a new line of business with a new affordable housing solution.
  • Next Step helps bring down costs for housing providers and homebuyers by creating cost-effective strategies that enable the factory built housing industry to respond to affordable housing development demand.
  • Next Step develops beautiful ENERGY STAR-rated homes for qualified homebuyers who have completed homebuyer education courses.

Our Homes Can Ensure Successful Homeownership and Stable Communities.

When coupled with homebuyer education and secure financing opportunities provided uniquely by Next Step, these new factory built housing innovations create sustainable living that is also affordable.

For further information contact:

  • Dave Betler,
    Retail Direct Program & Membership Manager
    d.betler@nextstepus.org
    251-533-4230 (mobile)
    251-725-6543 (office)
  • Stacey Epperson,
    President & Founder of Next Step
    s.epperson@nextstepus.org 
    606.776.0953 (mobile)
    502.694.1972 (office)

 

 

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